The value of professional portfolio management
Don't leave your 401(k) behind
Studies show working with an advisor can lead to better financial outcomes.*
Russell Investments calculates the potential value of an advisor at 4.87% annually before fees.¹
Professional management of a 401(k) can result in +74% more growth over it's lifetime.²
Vanguard's Advisor Alpha analysis estimates financial advisors can add 3% or more in annual returns, net of fees.
An additional 3% annual return on a 401(k) starting at $100k could yield over 75% more value in 25 years.**
Retirement plan accounts, a big nest egg.
As of 2022, the median American family held 45% of their net worth in their retirement accounts.
Employer-sponsored plans often come with great benefits
Access to institutional investment funds
Lower fees
Better creditor protections
Tax advantages
Loan options of their net worth in their retirement accounts.
Unlock your wealth potential with your advisor today.
1
Your financial advisor invites you to Pontera.
2
You securely connect your retirement accounts to Pontera.
3
Your advisor manages your 401(k) according to your financial goals.
Pontera helps retirement savers get help managing their 401(k)s from their trusted financial advisor. Learn more about the advantages of professional 401(k) management at: pontera.com/solutions/savers
Research provided by Pontera, Inc. © 2026.
*Depending on the time period and how returns are calculated. Please note that the methodologies for these studies vary greatly.
**This example does not incorporate additional contributions.
¹Russell Investments, Value of an Advisor 2025
²Vanguard Advisor’s Alpha, 2025
³Survey of Consumer Finances, 1989 - 2022, Federal Reserve, 2023