With Pontera you can...
Manage held-away accounts securely
Build lasting growth
Integrate with your tech stack
Manage held-away accounts securely
Monitor, analyze, and reallocate clients' 401(k)s without performing activities that trigger custody. Pontera gives you a secure way to implement advice across held-away assets — protecting clients and your firm while expanding the scope of your service.
Deliver truly holistic advice
Provide higher quality service when you manage 401(k)s, 403(b)s, and other workplace retirement accounts as part of one cohesive strategy across more of a client’s portfolio. Allocate assets across taxable and tax-deferred accounts more efficiently and achieve smarter, tax-savvy financial planning.
Build lasting growth through more comprehensive service
Deliver consistent, holistic management across every client account — unlocking more complete advice, stronger relationships, and measurable impact. Professionally managed accounts can achieve 3-4% higher annual returns¹, helping clients retire better while fueling long-term growth for your practice.
26+ integration partners
Integrate with your tech stack
Pontera seamlessly integrates across the wealthtech landscape so you can streamline your reporting, billing, rebalancing, and more.
Frequently asked questions
How does Pontera help me stay compliant?
Actions are logged and time-stamped with an un-editable rebalancing record that gives advisors the tools to meet rigorous documentation and best interest standards of DOL PTE 2020-02.
What accounts can I manage with Pontera?
Advisors can manage many defined contribution plans with Pontera, including 401(k)s, 401(a)s, 403(b)s, 457s, TSPs, and some 529s.
What built-in safety protections exist?
Pontera is SOC 2 Type II and ISO/IEC 27001:2022 certified. Auditable rebalancing records and purpose-built functionality give financial advisors peace of mind and ensure activity remains compliant with applicable regulations.
Learn more about Pontera’s security practices by visiting our Trust Center and our Commitment to Client Protection.
Can I use Pontera without taking custody?
Advisors cannot use the Pontera platform to engage in activities that could trigger custody, such as withdraw or transfer funds, change beneficiaries or contributions, or initiate distributions. They also cannot view client credentials, including logins and passwords.
How do I manage held-away accounts with Pontera?
With Pontera, advisors gain holistic management capabilities-view, reallocate, and align retirement accounts with more of a client's portfolio-without ever viewing clients' passwords or online accounts. Advisor activity is tracked via in-platform rebalancing records. Learn more.
