Reduce rollovers with secure, advisor-enabled management
Recordkeepers are the foundation of the defined contribution ecosystem. As fee compression, fiduciary scrutiny, and participant expectations increase, staying competitive means offering more personalized, advisor-enabled experiences.
Pontera helps you do exactly that.
By working with Pontera, trusted advisors can rebalance their clients’ defined contribution plan assets and incorporate retirement and non-retirement accounts, to create a truly holistic portfolio. This strengthens the value you bring to plan sponsors, advisors, and—most importantly—plan participants.
73 % of DC plan participants want personalized advice in their 401(k)¹
Trusted advisors can rebalance participant accounts securely while you maintain oversight, control, and trust.
Pontera:
Helps keep assets in plan
Supports participant choice
Enables better participant outcomes
Complements your existing solutions
Drives growth alongside participant satisfaction
Offers a flexible partnership
Security-first features
Purpose-built platform allows advisors to view and manage the asset allocation, without engaging in activities that could trigger custody, such as withdrawing or transferring funds, changing beneficiaries or contributions, or initiating distributions.
Auditable rebalancing records and purpose-built functionality ensures activity remains compliant with applicable regulations.
Why recordkeepers work with Pontera
1. Keep assets in the plan longer
Participants retain access to institutionally priced investments, reducing IRA leakage.
2. Deliver better participant outcomes
Participants benefit from guidance by trusted advisors, reducing costly emotional decisions.
3. Support participant choice
Participants increasingly want advisor support for their retirement accounts.
4. Complement existing solutions
Target date funds and managed accounts serve different segments, expanding monetization.
5. Flexible partnership
Pontera adapts to your operating model and can integrate over time.
6. Drive growth
Unlock new revenue based on assets managed on your platform.
Partner highlights
“Giving plan participants more choice, more advice, more guidance—particularly as retirement offerings become more complex and markets remain volatile—is simply the sensible thing to do.”
Wayne Park
CEO, Manulife John Hancock Retirement
“By working with Pontera, we can help more advisors offer 401(k) management efficiently, at scale, as a core service to more clients.”
Daniel Beck
Co-Founder and Chief Executive, 401Go
Let’s work together
Reach out to our team on how you can formalize a partnership through a commercial relationship and a streamlined Operating Agreement.